How Much to Save for Kid’s College Fund

Having met nurses here in the U.S. who attended Private Nursing Schools costing nearly $150,000 for a Bachelor’s Degree, I fully understand how outrageous tuition fees can be. I’m the first to acknowledge my privilege in graduating nursing school debt-free. I went to a four-year college in the Philippines, where tuition was affordable enough for… Continue reading How Much to Save for Kid’s College Fund

My Current Net Worth, Lessons Learned, and My Plan to Rebuild for Financial Independence

At almost 40 years old and with nearly 15 years working as a Registered Nurse, I find myself feeling behind on my savings and net worth. Despite earning a higher salary, especially given that I started my career in California, I still feel like my retirement savings are insufficient. One reason for this feeling might… Continue reading My Current Net Worth, Lessons Learned, and My Plan to Rebuild for Financial Independence

Don’t Miss Out on Free Money While Contributing to Your 401(k)

Sometimes, being diligent with money—like contributing and maxing out your 401(k)—is not enough to make the most of your investments. A few weeks ago, around September, I noticed that my paycheck was suddenly getting bigger. After a quick look, I realized I had stopped contributing to my 401(k) because I had already reached my 2024… Continue reading Don’t Miss Out on Free Money While Contributing to Your 401(k)