PRODUCTS I USE TO ACHIEVE
FINANCIAL INDEPENDENCE (FI)
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Monarch Budgeting App

This is the one budgeting app that, as someone who hates budgeting, I’ve actually stuck with. Its easy-to-manage interface and customizable categories make budgeting so much easier. Its $14.99/month or $99.36/year (as of 9/26/25)

SoFi Checking and Savings

As of 9/26/2025, you can earn up to 4.50% with a SoFi HYSA. Terms apply — check it out at SoFi.com.

Empower Retirement

A straightforward way to navigate, visualize, manage, and track my liabilities and net worth—an essential part of planning for financial independence.

Credit
Karma

Credit Karma gives me free credit scores and insights, making it easier to stay on top of my financial health.

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